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Channel: Anum Yoon, Author at Len Penzo dot Com
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How the ‘Pink Tax’ Ensures Women Pay More for Goods and Services

Ladies: Watch out for the Pink Tax. You probably won’t see any news about it in the papers, as it’s nothing Congress has passed or proposed. If you’re a woman, though, chances are you’ve experienced it...

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4 Ways Social Media Use Makes You Vulnerable to Identity Fraud

Most of us use at least one form of social media to stay in touch with friends and family we don’t get to see every day. From Facebook to Snapchat, social media gives us the ability to share updates...

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How to Get a Higher Credit Score No Matter How Bad Your Finances Are

Imagine being so rich you never had to borrow money! If you’re wealthy enough to pay cash for any car or home you like, then you have no need to read about how credit scores are determined — but most...

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5 Chores That Today’s Kids Can Do to Earn Money

When did you learn the value of money? For many of us, it begins the day our parents dole out chores for the first time. A week’s worth of completed chores meant we earned allowances that we could...

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Comparing the Flat Tax, Fair Tax, and Progressive Tax Systems

If you dread filing your taxes every year, it’s good to know there are multiple taxation systems besides the current progressive one here in the United States. If you’ve heard the terms “flat tax” or...

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8 Things Employers Are Looking for Beyond a College Degree

You’re about to graduate from college, or maybe you already have your degree and are looking for employment. Be proud of your degree — you earned it through several years of hard work. Hopefully, that...

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5 Frugal Tips for Family Fun During the Fall Season

Just because summer is over doesn’t mean you have to stop having family fun. With the kids back at school, bills due and a chill in the air, it feels hard to find affordable activities the whole family...

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4 Really Dumb Ways to Pay Down Your Debt

Debt may be a part of life, but that doesn’t make it suck any less. If you’ve got lots of debt, you’re probably always looking for ways to pay it down, either in its entirety or at least enough to make...

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Is Pet Insurance Really Worth It?

Pets enrich our lives by providing welcome companionship and loyalty through our toughest days, as well as our happiest ones. What would you do if yours got sick? Are you prepared to bear the financial...

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6 Costly Mistakes People Make with Their 401k Plans

If you’re interested in saving for retirement, a 401k plan can’t be beat. These employer-sponsored plans let employees save tax-free and choose from a range of investment options. The tax-free savings...

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8 Ways to Keep Your Thanksgiving Meal as Inexpensive as Possible

Thanksgiving is filled with family, friends, good food and football. But it can also be filled with expenses — especially if you’re having Thanksgiving dinner at your house. No need to worry, though....

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7 Ways to Cut Down on Your Christmas Shopping List

Santa gives Christmas gifts with a “Ho, ho, ho.” However, people who don’t have a legion of elves to help them often feel like “Ho, ho, NO!” If the expectations of gift-giving have become too much for...

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More Clever Low-Cost Homemade Gifts Everyone Will Enjoy

If you missed Part 1 of this series, click here. One of the best gifts you can give or receive is something that was handmade with love. The special touches, time and effort that go into DIY projects...

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How to Use Credit Card Chargebacks to Get Refunds from Stubborn Vendors

Not every merchant goes by the mantra, “The customer is always right.” Therefore, even if you’ve received a fraudulent charge or want to return a piece of merchandise, they may not let you — and you...

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5 Ways You Can Save Money on Groceries This Week

For many people, the grocery bill is one of their largest monthly expenses. Fortunately, you can easily save money on groceries this week — and every week after that — with a little pre-planning and a...

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7 Great Careers That Don’t Require Much Experience to Start

Are you looking for a career that doesn’t require many years of experience? It can be discouraging to look at job postings where all you see is “five years of experience needed” or “experienced...

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5 Ways Smoking Negatively Affects Your Personal Finances

It’s not likely you’ll be able to find anyone in the United States who has escaped the message that smoking is hazardous to your health. After all, there’s a Surgeon General’s warning on every pack....

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6 Good Habits You Can Employ to Improve Your Finances

Did you make a new year’s resolution to improve your finances this year? Fortunately, it only takes a few good habits to meet that noble goal. Even better, most good financial habits are so easy to...

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A Guide to Retirement Budgeting on a Fixed Income

So you’re planning to retire soon? First of all: congratulations! Now, it’s time to ensure that your money outlasts your life and that there’s some left over for your children. You can do that by...

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12 Ways to Save Money on Your Sushi Order

Does your stomach growl at you when you drive by your favorite sushi place? Chances are your wallet growls right back once you splurge on that indulgence. So … How do you save money on your sushi order...

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